Unlike car and life insurance,
home insurance in India is a relatively new concept among majority of people in
India especially Tier 2 and Tier 3 cities. But with majority of homes now being
purchased on a mortgaged loan from banks, the buyers are increasingly being
made aware about the benefits of taking house insurance and home appliance insurance (household articles) along with the loan. In some cases
banks are refusing to offer loans without a home insurance policy to safeguard
their interest in worst circumstances.
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